What's on your mind?
Model your whole financial life

See your two futures — and build the one you want.

A professional-grade tool to model it all — investments, tax, insurance, estate, business, debt — backed by a fiduciary team that manages the assets, places the protection, and guides every step.

See your two-futures projection

Your Workbookscenario: base plan
with a plan without one the gap
Net worth Taxes Cash flow Estate
What if I sell the business in 2032? →
$300M+
revenue overseen
30+
companies advised
15 yrs
inside owner-operated businesses
CFA-led CPA-grade tax research Fiduciary Source-cited to IRS & SSA
The living timeline

Watch your two futures unfold.

Drag through the years — every move you make, colored by how it works.

Year
2042 · age 56
With a plan
$0
Without one
$0
The gap
$0
Living Taxes Investing Giving
2026 2056

That's a sample plan. Yours takes five minutes.

Model your real one — start free →
One model

Your whole financial life — in one place.

Not six disconnected tools and four advisors who each see a slice. One model that holds all of it.

Investments

Portfolio, allocation, long-term growth.

Tax structures

Multi-year strategy, entity, Roth timing.

Insurance & protection

Right-sized coverage, when you need it.

Estate & legacy

Wills, beneficiaries, what you leave.

Business & co-ownership

Partners, buy-sell, owner comp.

Debt

Payoff order, refinancing, leverage.

See it before you decide

Model a Roth conversion, a business sale, a new policy, a debt payoff — and watch the long-term effect on one timeline before you commit.

Tell it with confidence

Turn the tangle into a story you can explain — to your spouse, your partner, your kids. That clarity is the whole point.

Software plus team

The best of automation and human judgment.

The technology

A scenario engine, automation, and deep tax-code research — every recommendation cited to the IRS, Cornell LII, and SSA so you can verify before you act.

The team

Multi-CFA, CPA-grade expertise and fiduciary care. We manage the assets at Altruist, place protection through BackNine, and guide every step — together.

Pricing on the page

Start with the tool. Add the team when you want it.

Free trial

Free · no card

Open the Workbook and model your whole life yourself. See the tool actually work.

The $500 gate

Foundation Review

$500 · 90 min

A CFA reads your model with you, pressure-tests it, and hands you the written plan — yours to keep.

Engagement

$5K personal · $15K business

The team takes the wheel — managing assets, placing protection, executing every quarter.

Your financial story, finally clear.

Start with the tool free. Bring in the team when you're ready.